Toyota Finance Center | Serving Baltimore

Advantages Of Financing Your Toyota With Bill Kidd's Timonium Toyota

At our Toyota dealership, the goal is to create an experience with us that far exceeds your expectations. With our top-notch lease and finance options, you'll have a better chance of parking a new Toyota at your home. No matter if you want a vehicle to use for a limited amount of time or want complete ownership, Bill Kidd's Timonium Toyota can help you accomplish your goal.


When you decide to lease a vehicle, you are paying to use it for a set amount of time. The largest benefit of doing this is the smaller costs you will incur in comparison to outright buying the vehicle. With this contract, it's possible to drive away with a minor down payment or no down payment at all. Also, there is typically less to pay each month, and you can purchase the vehicle or start over with another one at the end of your agreement.

With the lease, there will be a few more conditions to consider:

With many leasing arrangements, there are limits on the number of miles you can drive the vehicle each year around Baltimore. Typically, this range will be within 10,000 to 15,000 miles. To prevent extra fees, ask for higher or lower mileage limits.

Normal wear and tear will happen regardless of how carefully you drive your vehicle. But anything excessive or beyond what would ordinarily happen can come with additional costs. By adding an Excess Wear And Use Plan, you can have protection from these charges.


If leasing is appealing to you, getting your financing from the dealership may be more beneficial. It gives you the chance to make changes like updated sound systems or customized rims, so the vehicle reflects your taste in Towson. Also, you can operate your vehicle without consideration of miles you drive each year.

With our financing process, there are additional benefits to consider:

Rather than wasting hours or days by visiting various banks for a loan, our in-house financing is much more comfortable. Also, we offer advantages like extended warranties and repayment plans that are tailored to your needs in the Cockeysville area.

With no credit or poor credit, you shouldn't worry about being turned away. We can be more lenient with our loan approvals to get you a new or used vehicle you love. There could still be higher interest rates, but you can refinance and improve your credit by making your payments on time.

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  1. Bill Kidd's Timonium Toyota

    10401 York Rd
    Cockeysville, MD 21030

    • Sales: 410-666-8900
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Get in Touch

  • Contact our Sales Department at: 410-666-8900
  • Monday - Friday9:00am - 8:00pm
  • Saturday9:00am - 6:00pm
  • SundayClosed

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Bill Kidd's Timonium Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.